India Law and Account Eligibility
Our legal posture is written for clear account decisions, not vague small print. When you create or use an account, we may check identity, device signals, payment references, and location signals to apply our terms fairly. Access can differ by state, city, or network location, and
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eligibility always depends on local law and is available where local law permits. We do not treat a successful wallet action as proof that every product is lawful for every person or place. If a rule, court order, payment instruction, or regulator request affects your account,
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we may pause access, ask for documents, or keep records for the period required by law. We also keep transaction references tied to UPI, Paytm, PhonePe, or Google Pay activity so legal queries can be answered with a clear record.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.